Savings Account Rates

Must maintain a $500 minimum balance to earn interest on IRA Variable Savings Account.
$5 mimimum balance to open but $300 minimum to earn interest on regular Shares.

 TypeAPYMinimum BalanceTerm
IRA Variable Savings Account0.10%$500Open Ended
Regular Share Savings0.03%$300Open Ended

Certificate of Deposit Rates

IRA Certificates of Deposit are also offered under same terms as regular CDs. Please note there is no 9-Month IRA CD.

 TypeAPYMinimum BalanceTerm
01. Certificate (6-Month)0.8029%$5006 Months
02. Certificate (9-Month)0.3505%$5009 Months
03. Certificate (12-Month)1.4100%$50012 Months
04. Certificate (18-Month)1.5110%$100018 Months
05. Certificate (24-Month)1.6630%$100024 Months
06. Certificate (36-Month)1.765%$100036 Months
07. Certificate (48-Month)2.0184%$100048 Months
08. Certificate (60-Month)2.2734%$100060 Months

CD Promotions

 TypeAPYMinimum BalanceTerm
01. 12 Month1.257%$5,000.0012 Months
02. 18 Month1.359%$5,000.0018 Months

Money Market Rates

There is no minimum to earn interest on Money Market Share Account, however a $10 monthly fee is charged if balance falls below $2,500.
There is no minimum to earn interest on Money Market Share Draft, however a $10 monthly fee is charged if balance falls below $500.

 TypeAPYMinimum BalanceTerm
01. Money Market Share Account (Less than $20,000)0.10%$2,500Open Ended
02. Money Market Share Account ($20,000 or More)0.30%$20,000Open Ended
03. Money Market Share Draft (Less than $2,500)0.03%$500Open Ended
04. Money Market Share Draft ($2,500 or More)0.10%$500Open Ended
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