Privacy Policy and Information


PRIVACY NOTICE DISCLOSURE

DayMet Credit Union Inc., your member-owned financial institution, is committed to providing you with competitive products and services that help you meet your financial goals. This notice includes how we collect, use and safeguard your personal financial information. Under federal law we're required to present this privacy notice, and we gladly do so. DayMet is your financial cooperative, and we're dedicated to the financial success of our members. We may periodically want to inform you of selected products, services, and distinct advantages available to you as a member. As part of our commitment to our membership and your confidentiality, we will not release your personal information to outside marketers.

OWNERSHIP OF YOUR PERSONAL INFORMATION

WE WILL NOT SHARE YOUR PERSONAL INFORMATION WITH ANYONE UNLESS/EXCEPT:

  • To effect, administer or enforce a transaction that you request and authorize.
  • You specifically authorize us to share your information.
  • To prevent actual or potential fraud, unauthorized transactions, claims or other liability.
  • To protect the integrity and security of your records.
  • To the extent specifically permitted or required under the Right to Financial Privacy Act.
  • To a Consumer Reporting Agency in accordance with the Fair Credit Reporting Act.
  • To comply with federal, state, or local laws, rules, regulations, or other applicable legal requirements. In situations where we have entered into agreements with other companies to perform mailing and distribution services. In these situations, we require the companies to treat and maintain the privacy of your information to at least the same extent and with the same degree of diligence and careful attention that is required by us. We do not permit these companies to sell any information we provide.

HOW WE COLLECT INFORMATION FROM YOU:

There are several ways we collect non-public information about you:
  • Applications or other forms for services you request from us;
  • Transactions with us or others;
  • A consumer reporting agency; and
  • When you use our website.
Since you look to us for financial services, we must collect this information, put it to use, and share it with certain other entities in order to fulfill the services you've asked us to provide. You can be certain this information will be held in the strictest possible confidence and not shared except in the circumstance listed in the "Ownership Of Your Personal Information." section of this brochure.

OUR SECURITY MEASURES

We restrict access to non-public personal information about you to those employees who have a specific business purpose for using it. Our employees are trained on the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your non-public personal information.

If you have questions, please contact us through the information listed below.


OPT-OUT PROVISION

If you wish to be removed from special promotions or benefit lists; please request in writing and mail to the address below.

Attention: Business Services Mgr.

DayMet Credit Union, Inc.

P.O. Box 13087
Dayton, Ohio 45413-0087
(937) 236-2562
North Location:
4988 Wagner Ford Rd., Dayton, Ohio 45414
South Location:
3199 South Dixie Dr., Moraine, Ohio 45439
Member NCUA. Equal Opportunity Lender

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