DayMet Credit Union

Rates

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Rates for individual members will be determined by their credit information and account standing. Some members may not qualify for these loans.

Auto / Truck / Van (new & used)

Year	Term	Rate
2008-2007 New untitled Over $38000.00	Up to 84 months	Rates as low as 5.59% Call today for rates & terms
2008-2007 New untitled over $25000.00	Up to 72 months	Rates as low as 4.99% Call today for rates & terms
2007-2003		Rates as low as 4.39% Call today for rates & terms
2002-2000		Rates as low as 7.09% Call today for rates & terms

Classic Vehicles

Year	Term	Rate
Inspection Required	max term 60 months	Call today for rates & terms

Motorcycles (used & new)

Call for rates and terms

ATV / Jet Ski's (titled only)

Call for rates and terms

Boats and Recreational Vehicles

Call for rates and terms

Mobile Homes

Call for rates and terms

First Mortgage

Term	Rate
Max term 360 months	Call today for current rates

Second Mortgage

Term	Rate
Max term 180 months	Call today for current rates

Home Improvement Unsecured

Term	Rate
Max term 120 months	Call today for current rates

Home Equity Line of Credit (HELOC)

Term	Rate
60 month draw period / 120 month pay back period	6.96% No Closing Costs - Call Today

Unsecured & UCC-1

Term	Rate
Max term 60 months	Rates as low as 9.19%

Share / Certificate

Term	Rate
60 months max, term not to exceed maturity of CD	Rate is 3.0% over rate received

LOC / Overdraft

Rate
16.00%

Master Card

Rate Chart #17 - Master Card


Platinum	As low as 9.99%
Gold	As low as 10.99%
Classic	As low as 12.99%

DayMet Credit Union offers loans to members for all worthwhile purposes. If you have questions about membership or regarding a loan, please call our Office at 937-236-2562 toll free 800-551-0044, Ext. #111 to be connected to a Loan Service Representative.

While we make every effort to keep our website up-to-date, loan rates are subject to change, and the above rates may not be the current rates offered by the Credit Union.

Savings, Share Certificate, IRA & Checking Rates

Savings	Annual % Rate (APR)	Annual % Yield (APY)

Share Savings	.50% APR	.50% APY
($300.00 minimum balance to earn dividends)

Money Market Savings:
$19,999.99 or less	1.48% APR	1.49% APY
$20,000.00 or more	1.75% APR	1.76% APY
($2,500.00 minimum balance to avoid fee)

Christmas & Vacation Club	.50% APR	.50% APY
(No minimum balance required)

Johnny Appleseed Kids Club	.50% APR	.50% APY
(No minimum balance required)

Sub-Savings (Special Needs)	.50% APR	.50% APY
(No minimum balance required)
Tuition Savings Club	.50% APR	.50% APY
Checking	Annual % Rate (APR)	Annual % Yield (APY)

Thrift Checking	No Dividends	No Dividends
(Free Checking. No minimum balance required)

Money Market Checking
$2,499.99 or less	.50% APR	.50% APY
$2,500.00 or more	1.50% APR	1.51% APY
($500 min. balance to avoid fee)

Term Share Certificates/IRA's	Annual % Rate (APR)	Annual % Yield (APY)
($500.00 Minimum) With maturities ranging from:
6 MONTHS	2.55% APR	2.58% APY*
12 MONTHS	2.60% APR	2.63% APY*
18 MONTHS	2.83% APR	2.87% APY*
24 MONTHS	3.06% APR	3.10% APY*
36 MONTHS	3.31% APR	3.36% APY*
48 MONTHS	3.59% APR	3.65% APY*
60 MONTHS	3.75 % APR	3.81 % APY*
9 Month Special $25,000.00 minimum	N/A	N/A
18 Month Special $25,000.00 minimum	N/A	N/A
36 Month Special $25,000.00 minimum	3.75% APR	3.81% APY*
JUMBO CD Bonus - $75,000 or more, add 10 basis points to current rate for 3 and 4 Year CD's 3 yr APY 3.75% and 4 yr APY 3.91% (Rollovers or new money only, no Broken certificates) (Substantial penalty may be imposed for early withdrawal)

IRA's (Variable)	1.75% APR	1.76% APY*
($500.00 Minimum)

The Annual Percentage Yield (APY) assumes funds will remain on deposit for a full year at the Stated Annual Percentage Rate (APR). Dividends on all accounts are calculated on the average daily balance and are paid and compounded monthly. Rates are subject to change. For current rates, call our North Office at 937-236-2562 toll free 800-551-0044, Ext. #111 to be connected to a Loan/Member Service Representative.