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Club Accounts

Club Accounts promote member savings, earn interest and promote financial responsibility.

Youth/Guardian Club Account
DayMet members are encouraged to save for their children's future, as well as teach their children the values of saving and handling money correctly. This savings account earns interest and receives a quarterly statement. Parents can make regular deposits through direct deposit or any time at a branch. When a Youth/Guardian account reaches $500, parents/guardians are encourages to transfer funds into a CD where even greater earnings can be achieved. Youths 13 and older can have their own checking account with joint ownership of a parent/guardian. This youth checking account may also have a debit card with a $100 limit. Teaching youths good spending habits and respect for financial tools early in life is a rewarding experience that lasts their lifetime.

Christmas Club
With a Christmas Club Account you can start saving immediately, earning a dividend rate on a low minimum balance. Direct Deposit is a great way to build your Christmas Club account automatically and save all year round. On October 1st the money transfers into the members share savings account and is available for their Holiday spending. There is no early withdrawal from the Christmas Club accounts; If a member takes advances from their Christmas Club account prior to October 1st, the account is automatically closed. Just think how much you can save for Christmas by depositing a little at a time and how much you can enjoy the Holidays by spending money you have instead of running up expensive credit cards. It really pays to plan ahead with a Christmas Club account.

Heat Savers Club
Members make regular deposits into their Heat Savers Club account and earn a high yield of 4%. Direct Deposit proves to be an effective way of saving all year round for the cold winter months. Members may make withdrawals to pay utility bills. When the withdrawal is made a free cashier's check is issued to the member's utility provider and is drawn against the members Heat Savers Club account. DayMet helps members make the most of their money!